The Federal Trade Commission is an independent agency of the United States government, established in 1914 by the Federal Trade Commission Act. Its principal mission is the promotion of consumer protection and the elimination and prevention of anticompetitive business practices, such as coercive monopoly. It enforces and regulates over 70 laws, including the Truth-in-Lending Act. The FTC shares this authority with the Consumer Financial Protection Bureau (which is not an answer here, but could also be correct).
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